Sat, 06 Jul 2019 11:52:01 +0000 en-US hourly 1 Investments offers 5% in 500 days in their real estate fund Sat, 06 Jul 2019 11:52:01 +0000 money

The first real estate fund is the best known from IAD Investments. It is known for its stable revenue, small fluctuations, and through the actions it takes to win clients. In the current event, IAD offers 5% in 500 days. Is it a good offer or just good marketing?

I would not like to answer this question at the beginning. It is quite possible that I will not give a completely unambiguous answer at all. Nothing is just black or white, and in part it is my subjective view.

Anyway, I want to express my desire for this event at least briefly. I often get questions from people about the First Real Estate Fund from IAD Investments and here I can summarize multiple answers together.

Share Terms and Conditions 5% in 500 days when investing in the First Real Estate Fund at IAD Investments

Share Terms and Conditions 5% in 500 days when investing in the First Real Estate Fund at IAD Investments

I am based on the official marketing material of IAD Investments. Here you can see the 5% event flyer in 500 days and here again the public promise. The leaflet contains basic information on this action and details and conditions are specified in the public promise.

A Brief Summary of Terms and Conditions Applicable to 5% in 500 Days

  • IAD Investments promises a minimum return of 5% in 500 days when investing in the First Real Estate Fund. This does not apply to another mutual fund.
  • Special offer lasts from 08/08/2018 to 10/31/2018. At this time, the client must acquire unit certificates. It is not enough to send money to a collection account at that time. This means that the trade date stated in the confirmation by which the IAD confirms to the client the acquisition of Units of the First Real Estate Fund is within this date range.
  • When paying, you must enter the correct variable symbol and, in addition, the specific symbol 5500.
  • In the case of a higher appreciation than 5%, the client is entitled to the current appreciation at the date of the payment of the investment.
  • The entry fee to the real estate fund is 3%. The exit fee is 0%.

It is necessary to apply to IAD Investments for fulfillment from the public promise

It is necessary to apply to IAD Investments for fulfillment from the public promise

If 500 days from the acquisition of shares, the current share price is not min. 5% higher, so IAD Investments at its own expense in terms of public promise, will provide the client holding the share certificate performance.

But what is quite substantial. The client must apply for performance from the public promise within 15 days after 500 days from the acquisition of the units. If the client does not request it, he / she is not entitled to the performance of the public promise.

If the share price is 5% higher, it is unnecessary to apply for the benefit. If the price is lower, it makes sense. The question is, who is worth to invest in this fund under these conditions and how many of them do not really forget to apply for the promise.

What am I looking for if I choose the right investment for myself?

What am I looking for if I choose the right investment for myself?

I’m not just an advisor, I’m an investor. I am also investing my own money and looking for suitable conditions for it. When choosing an investment, I will never be satisfied with a marketing leaflet, but I have a habit of seeing more details.

I ask myself many of the questions I get from people. I’ll pick a few of them and write my answers to it.

What does mathematics say at 5% in 500 days?

Let’s count it on a specific example. It will be easy to understand and explain to me.

I have 10,000 € I want to invest. I will make a contract and send money there. The entry fee for the real estate fund is 3%. So the € 10,000 entry fee is € 300.

I invest € 9,700 in net. With a minimum of 5% in 500 days, we get to € 485 and total € 10,185. It is 185 € more than I put there.

When I do it, it is 1.85% in 500 days. How old is it? I prefer not to do this, because it would not look very good. But that’s not all. It’s not yet a net revenue.

If I choose to withdraw money, I have to pay 19% of my income tax. The tax will be deducted by IAD Investments when paying the money to my account.

Is it really such a good offer if the investment lasts only 500 days?

If the entry fee was 0%, as was the case with other IAD Investments events in the past, the client could get 3% of the good and look a little better.

Download free E-BOOK: 7 tips to save on financial products

How can I get a discount on the entry fee into the First Real Estate Fund?

How can I get a discount on the entry fee into the First Real Estate Fund?

An entry fee of 3% disadvantages the entire investment. You have 2 options to reduce your charge.

  • The first option is to invest a higher amount. If you invest over € 16,596.93 you can get an individual discount.
  • Another option is to first invest money in the Secured – IAD deposit account, where the entry fee is 0%. You can then send money from the IAD deposit account to the First Real Estate Fund. With this transfer, you will only pay an entrance fee of 0.5%. This way you can save 2.5% once. But it has one hook. This is not possible for 5% share in 500 days. If you invest money in the First Real Estate Fund transfer from a deposit account, then this action does not apply. So pitch, if you want an action, you pay a 3% fee.
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Who Gives Credit with Bad CCR? Sun, 31 Mar 2019 04:49:20 +0000

If you are wondering who is giving credit to a bad CCR and where to get one, we will answer this question on this page and point out several financial institutions that lend to people with bad CCR and bad credit history without a guarantor without proof of income and bea labor contract.

The way of repaying current withdrawn loans, overdue outstanding loans, fully repaid credit obligations for a period of 5 years, all this forms the credit history of each of us. The loans we have benefited and spent on our needs, how we repaid them – just according to the signed repayment plan, whether we have strictly observed the dates and the amount of the monthly installments or we are late and not repaid correctly, is extremely important information for each creditor .

If we have a bad CCR, we have no chance of getting credit from a bank. They are always guided by credit history; it is an irrevocable requirement for approval when receiving different credit products. If we have not paid regularly and on time, we are already characterized as unreliable and unscrupulous payers – who will give us credit?

Additional funding from a financial institution would be a chance for us, a new start. So we would deal with old duties and responsibilities, we would build a good relationship with a new lender. Who would give credit with a bad CCR and under what conditions, who will believe us again? We’ll introduce you to proposals from authorized financial companies that lend bad credit to a CCR to compare the parameters, analyze the conditions thoroughly, and choose the solution that is optimal for you.

1. ACCESS FILEs – White Card


  • Secure financing, a flexible financial instrument, a financial institution that gives credit to a bad CCR.
  • International credit card with a credit limit of up to BGN 3,000 , valid for 2 years from the date of issue.
  • You can order online or by phone and get it for free at the address you specify. Free SMS notification.
  • Liability requirements – 21 years of age, valid ID card and income. You do not need to be employed – a loan without a labor contract .
  • From the personal online account, you manage money, track the availability, get information about the transactions you make and the current obligation.
  • There are no fees for issuing, reissuing and servicing. No tolling fees from ATMs in Bulgaria.
  • Minimum amount due: Determined as a percentage of your approved credit limit, paid on a specific date of the month. If you spent less than the minimum amount due, you make a full repayment of the amount spent plus accrued interest for the period.
  • Possibility to postpone your payment to that portion of the principal you have spent after the 20th of the month until the end of the month – you are repaying not the next but the next month from 1 to 5.
  • If you are in difficulty and can not pay your installment at the due date, you may specify a guarantor, a guarantor, which saves the late payment charge on the contractual obligation.
  • 24/7 customer service.
  • Attractive product promotions, affiliate network for permanent discounts.

2. VIVACREDIT – Optima


  • Gives credit with a bad CCR, you determine yourself what you will use the money for.
  • Amount of BGN 5000 to 90000, repayment term from 12 to 60 monthly installments. Repayment installments are equal.
  • Collateral: real estate, it is desirable to be in the big cities of the country. Within 20 days of receipt of the loan, you provide a solidary debtor that meets the requirements specified in the contract.
  • Apply with an online request, credit over the phone or in all the offices of the company.
  • Advance approval within 24 hours, you get the money within 3 days after entering the first mortgage by bank transfer. You return the money by bank transfer or at Easy Money.
  • Consumer credit with fixed interest for the whole period.
  • There is a fee for consideration of a proposal to conclude a loan agreement.
  • Free evaluation of the property.
  • With the first 12 monthly repayments you pay only contractual interest.
  • You can refinance your credit.

3. CREDIT GROUP – Mortgage Loan

3. CREDIT GROUP - Mortgage Loan

  • Gives credit with a bad CCR for any unexpected costs in your life.
  • Correct and transparent relationships.
  • Amount – credit up to BGN 100000, term from 3 to 84 months.
  • Collateral: first mortgage on a property in the major cities of the country.
  • Advance approval within 24 hours. No fees and the need to visit an office of the company.
  • Credit without proof of income or submit a business plan.
  • Free view and evaluation of the property, professional consultation by a competent law firm.
  • You credit the bank credit, within 5 days of submitting the required documents.
  • The transactions are confessed to a notary, there are no hidden costs and fees.
  • Flexible repayment plans.
  • A document is issued for current and completed obligations.



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Fast Loans Firms: Complete List of New and Old Thu, 14 Mar 2019 04:22:44 +0000

If you are looking for a list of all companies for quick credits and online loan money, this article will help you. has more information

As the number of these non-bank financial companies grows, here you will see both new companies for easy and urgent loans, as well as already established and proved on the Bulgarian market.

1. Vivus

One of the easiest and quickest online loans in Bulgaria. Every first non-interest-bearing credit with 0% interest. Approval for up to 15 minutes. Without a guarantor and no guarantors. Maximum amount – up to $ 1,000 Full online and without getting out of the computer.

2. Creditsimo

Leader in online microcredit in Bulgaria. Every first loan up to 600 BGN without interest returned within 30 days. Contributions up to BGN 2500 Only with an ID card and money for a loan without a labor contract.

3. Feratum

In urgent need of money at any time. They work 24 hours a day. Fast approval, maximum amount you can get – up to $ 3,000. Approval for only 5 minutes. You get the money the same day. Possibility of extending the term of the loan.

4. Credit Help

Fast money on loan online up to $ 2,000 Without getting out of the computer. Approval for up to 20 minutes. Repay monthly installments according to the individual capabilities of each client.

5. Max Credit

One of the popular fast-paced companies with innovative solutions and products. Fast consumer loans with repayment of installments up to BGN 3000 Convenient installment, fixed interest and credit at a good price and interest rate. Free financial consultation.

6. Cash Box

They offer fast online loans up to BGN 5,000 per individuals and emergency business loans. Opportunities for refinancing and restructuring. You can apply from all over the country.

7. Provider

Offers short-term, small loans from 200 to 2500 BGN without collateral . No guarantors and bank guarantees. Repayment of weekly installments.

8. BNP Paribas

For those who want bigger loans with quick decision and no guarantors. You can download up to 70,000 lv for repair, furnishing or buying a car. Enhanced online application procedure.

9. Easy Credit

Offers non-bank consumer loans, granted at the client’s home with the help of credit consultants. They offer loans up to BGN 8,000 and special loans for pensioners . An international company providing loans to people with different social status.

10. Mini Loan

Emergency and easy money on loan . An online online procedure without visiting offices and no credit counselors in your home. You can get the amount up to 10 minutes after approval on the same day. No fees for early repayment. Loan with decreasing interest rates for loyal customers.

11. Cash Loan

One of the famous fast loan companies with approval for only 6 minutes. Loans without proof of income. Loans suitable for unemployed, women in maternity, retired and self-employed. a high-tech financial institution that offers urgent micro loans up to $ 2,000.

12. Profi Credit

Offers fast loans in monthly installments up to 5000 BGN. You can apply by phone or in an office. Minimum application and approval documents. Very flexible conditions – you can reduce or postpone your monthly installment.

13. Smile Credit

They offer emergency loans with very easy application – just 4 clicks. Approval for up to 20 minutes. Loan from 50 to 500 BGN without guarantor and Credit in installments from 600 to 1500 BGN without guarantors. Completely online, all over Bulgaria.

14. Net Credit

And this is one of the well-known fast-paced lenders who offer every first loan to a non-interest payoff if you return it to a certain grace period. The company also offers a loan in installments of up to 1500 leva. Opportunities to get the money today.

15. Micro Credit

Innovative company with very flexible conditions. Apply quickly and easily. You receive cash in cash or a bank account. Repayment of equal weekly or monthly installments. Loan options without proof of income. No collateral and no guarantors .

16. Viva Credit

It is a non-banking financial institution that, besides loans for small amounts, grants loans up to BGN 90 000. It has more than 50 retail outlets throughout the country.

17. Credit Ins

This is one of the relatively less familiar and new online lending companies. They only give money for identity card and credit without a guarantor . Money is received in cash. You pay interest only for the period of use. Opportunity for refinancing. Maximum amount: up to 1500 BGN

18. Creditlead

Creditlead provides quick consumer loans. Products: credit advance up to 300 leva, retirement loan up to 1500 leva, consumer loan up to 3000 leva with repayment of monthly installments and mortgage loan up to 20000 leva 100% Bulgarian company. Apply online or in an office.

19. Health Credit

They offer micro loans up to $ 399 and consumer credit from $ 400 to $ 5,000. They also offer money for a mortgage and a car loan.

20. Sofia Commerce Credit Group

Offers money with 0% interest up to 500 BGN and regular loan up to 2000 BGN. The company has experience in mortgage lending and granting microcredit without collateral for individuals and legal entities. There is one of the largest network of partner offices in the country.

21. Fast Loans Ltd.

They offer online loans from BGN 500 to 2000 for new clients only against identity card and approval within 10 minutes. Repayment of fixed monthly installments. Maximum repayment term: 60 months.

22. Terra Credit

They allocate from BGN 100 to 2000. They have over 40 offices throughout the country. You can get the money today. The amounts are granted without a mortgage and without a pledge. Repayment of equal weekly installments.

23. Overgas Capital

Overgas Capital AD is a financial company offering fast consumer loans. Their advantageous rates and interest rates are placed between banks and fast loan companies. Opportunity to refinance fast loans.

24.Sys Credit

Sys Credit is a microfinance institution that offers loans up to 50000 BGN to business customers. They also offer up to 30000lv. of individuals who want to refinance quick loans. In the area of ​​fast loans, they offer amounts of BGN 300. up to 2000lv.

25. Top Credit

Top Credit is a non-banking financial institution with offices in Pleven, Sevlievo, Veliko Tarnovo, Ruse and Gabrovo. Allows loans only to residents of these municipalities. Applying only in an office.

26. Разпро Кредит

DistPro Credit is a financial institution that operates in the provision of fast consumer loans, mortgage and business loans. The head office of the company is in the city of Varna.

27. City Cash

City Cash is a non-banking financial institution that offers emergency loans throughout Bulgaria. Its first office was opened in Sofia. Provides credits from BGN 200 to BGN 3000 under fast and easy procedure. Loans are also granted to people without a contract of employment. They work with credit consultants.


Izaem is a service offered by AIZAEM.BG Ltd. with a business lending activity. Offers small and fast urgent loans up to BGN 5,000 Fixed interest for the entire period with repayment of equal weekly or monthly installments.

29. Factor MI

Factor MI is not just one of the popular fast loan companies but is a non-bank institution with a rich portfolio of financial services such as money transfers, insurance, leasing, currency exchange, business loans, quick loans, auto loan, etc.

30. is one of the modern and relatively new services for fast loan companies. is a trademark of Macroadvans AD. Offers emergency loans from 50 to 1000 leva for a period of 5 days to 12 months. Easily apply online from around the country using your computer, laptop or smartphone.

31. Quick Cash

Quick Cash is owned by Feratou Bulgaria and offers fast consumer credits with an approval response within minutes. First credit without interest if you repay it within 15 days. Easy and urgent, only against identity card. 24 hours a day, fast money.


And this is owned by Feratum Bulgaria. They offer emergency credits up to 3000 leva. Approval for up to 10 minutes. No proof of income and no collateral.

33. LuckyCredit

Lucky Credit is a small loan company in an urgent need for financial resources. Minimum documents – only against identity card. You can apply by telephone, online or on-site to their partners. LuckyCredit is a brand of Feratum Bulgaria.

34. Express Cashier

The Express Cashier is also owned by Feratum Bulgaria. Flexible and convenient online loans 7 days a week and a 24-hour contact with Customer Service Consultants.

35. Free Loan

And Free Loan is a service of Feratum – one of the most famous fast loan companies in Bulgaria. They offer fast online loans up to $ 700 without proof of income, no collateral and no guarantor. Suitable for unemployed, women in maternity, retired and self-employed.

36. Icredit

Icredit is a relatively new service for the financial institution Stik Credit. They offer very fast and easy application with approval in minutes. Sums from 400 to 1500 leva and a return period of up to 12 months. Completely online. Get the amount you need up to hours within the same business day.

Taking quick loans also hides some risks. Before you decide which company you will take urgent loan money, carefully compare all conditions, interest and charges. Our article tips for quick credit withdrawals may help you.

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Credit From Salary To Salary: Online, Fast and Easy Loan Sun, 24 Feb 2019 04:41:19 +0000

For many people in our economic reality and material sphere, our lives take place with a fast online credit from salary to salary. It is no secret that it is difficult to cope with the need for basic necessity that we barely pay and cover our expenses with salary to salary. More commentary at

We often have urgent and urgent needs, unexpected costs, household bills, or we want to take advantage of a promotion or other profitable offer for goods, but our salary is not enough or too late. Then we draw easy loan from salary to salary.




 Here are some suggestions of financial companies – licensed, entered in the Central Register of the BNB, personal data controllers under the Law for their Protection:

 Here are some suggestions of financial companies - licensed, entered in the Central Register of the BNB, personal data controllers under the Law for their Protection:




  • Loan to pay, credit up to 1000 leva, without interest if you refund it within 30 days and repayment term from 5 to 45 days.
  • You can send an online credit request at any time, round the clock. The company works on weekends and public holidays.
  • Money up to minutes – approval within 5 minutes, you get the money the same day by bank transfer or EasyPay.
  • There is a grace period for repayment.
  • Transparent, clear and accessible conditions.
  • There are no hidden charges. You know in advance all the amount due. There are no fees for early repayment.
  • Allowance requirements: Permanent resident citizens, with permanent address registration, aged 18 to 70, with income and net credit history.
  • A guarantor – a natural person or a bank guarantee – is required from a partner bank of the company.
  • You can pay the loan in installments, you may extend the period of financial difficulty by 7, 15 or 30 days / maximum 5 times /.
  • Every first payday loan returned within 30 days is free of interest, free of charge, without any cost, you return the same amount you received.


  • Loan up to 500 leva, from any mobile device, payable on a single installment on the 14th or 28th day.
  • No employment contract is required without permanent income.
  • Required documents: credit only against ID card .
  • From every settlement in our country.
  • Approval within 20 minutes, you receive the money in the way you choose.
  • Correctness and convenience: You know how much you pay at any time.
  • Interest-free credit for every new customer who has returned the money within 30 days.


  • Credit from salary to salary up to 500 leva for a period of 30 days.
  • Examination of the request for credit within 30 minutes, remote signing of the contract.
  • Full online credit to pay without visiting an office.
  • Flexibility in terms of amount and repayment – you choose yourself, check with the electronic calculator.
  • Requirements for obtaining credit approval: Age 18 to 65 years, Proof of income from employment, term or civil contract, Maternity, Pension, Good credit history.
  • You must provide a loan guarantee.
  • Every first credit up to a payday returned within 15 days is 0% more expensive.


  • Credit from salary to salary up to BGN 1000, repayment term up to 12 months.
  • Conditions for granting: Bulgarian citizens, adults over 18 years old, with a bank account and correctly filled in the application fields.
  • Free application, approval within 20 minutes, receive a notification email, online signing the contract.
  • Collateral: guarantee of an individual with income over BGN 1 400, working on a labor contract for at least 6 months with the last employer, with a pure credit record and no active loan to the company.
  • You can repay early, no commissions. You owe interest only for the period of money use.
  • You can extend the contract term by 7, 14 or 30 days by paying a fee. If you have repaid 75% of your debt, you can refinance a quick credit .
  • Discounts on each subsequent application for credit from salary to salary.

Salary is the value of our workforce, remuneration, the money we receive for work and work done. It depends on knowledge, qualifications, skills, achievements, working conditions, demand and supply.

The salary is negotiated in advance, it is included in our employment contract – there is its size, content, way and date of receipt.

The salary is paid by the employer in which we work, it is guaranteed, subject to a number of rules regulated by the laws and regulations in our country. Salary has different functions, it is several types, it is formed and is influenced by many factors.

The most important salaries, which determine our total income – the main one: the one that is defined for our position and workplace and meets the obligations and responsibilities; gross: it includes absolutely all accruals; net: the net amount that we actually get after deducting all taxes and social security contributions, we and our family can with it.


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Real Estate: How to Increase the Profitability of His Property? Sat, 26 Jan 2019 05:29:40 +0000



The profitability of its real estate is more and more at the heart of the debates. Indeed, many people get into real estate investing without really knowing how it works. They find themselves quickly with real estate that they can not make profitable. This article shows you how to improve your real estate profitability. See for details

Real Estate Investment: How to increase the profitability of your property

Buy under market

Look to buy real estate below the current value of the market. For example if the current average value of an apartment on the market is 100000 euros, find an apartment that you can buy for up to 80000 euros. You can then turn to old real estate. On the one hand, old properties are much more abundant than new properties and extend over much larger areas. It is also easier to negotiate old real estate.

After the acquisition of the property, you must move to its renovation. Do all the necessary renovation work. Whether it’s plumbing, electricity, painting. Check that the property meets all applicable standards. You can benefit from certain tax credits and a reduced rate of VAT. But before you buy an old property make sure it will be profitable. According to the example used above, your property must be able to increase to a value of 120000 euros after its renovation. Also make sure that the property does not involve irreversible damage, or that could cause you enormous loads in the long run. Call in specialists if necessary. To make the choice of the old one is to think of the profitability of one’s real estate from the beginning.

Real Estate: Increase the value of your property

Augmenter la rentabilité de son bien dans l

Increase the profitability of your property in real estate

Tax regime: Which plan to choose to pay less tax?

There are several types of tax plans depending on your status. There is the “real” regime and the “micro-land” regime in the case of bare rent and the “real benefit” and “micro BIC” schemes in the case of furnished rental. Depending on the status of your property, you can choose the plan that suits you. Note that making the choice of your tax system will allow you to optimize your tax system. Indeed, you can benefit from a deduction of the expenses related to the maintenance of your property for example, directly of the rents which you perceive. An optimized tax means reducing taxes, which implies an increase in the profitability of its property.

Become an owner: real estate charges

To ensure an increase in the profitability of your property, one of the important things to do is to reduce its expenses. There is no point in trying to increase your income if your expenses increase as well. Even if your charges are deducted from your rent, try to reduce them. You will repay your loan faster. Take the case of the “micro-land” or “micro-BIC” regime. The percentage deducted annually from your income before tax is fixed. In this case, the lower your expenses, the higher your net income after tax.

Real Estate Financing: (Re) Negotiate your loan

Real estate financing

Real estate financing

Increasing the profitability of your real estate also means a good negotiation of your loan. Depending on the estimated profitability of your property, you can determine the amount and duration of your loan. It is advisable to choose a long period on which to repay your loan. This has a double advantage. You can get a loan of a high amount and the monthly payments you will have to pay will be low. The net income earned will then be higher, a sign of an optimization of the profitability of its property.

But in case you already have a loan in progress, you can still renegotiate it. Look to renegotiate your home loan at a lower interest rate than you originally purchased. You will have to convince your banker for that. Play the competition or simply close your credit to open another at a lower rate.


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10 Fastest Loans Online: Emergency Money Thu, 24 Jan 2019 04:02:07 +0000

I need urgent loan money. I urgently need financial resources for urgent costs. What to do? At such times we ask ourselves what are the easiest and fastest online loans in Bulgaria?

When analyzing and matching companies that grant such loans, pay attention to the approval timing and whether you can immediately dispose of the money immediately after signing the contract.

That’s why they are scarcely quick and fast – do not visit offices, apply with a minimum of documents, submit your application online, approve you within minutes, sign the contract and get the money right away. 



We will introduce you to companies that offer one of the fastest online credits in our country.

We will introduce you to companies that offer one of the fastest online credits in our country.We will introduce you to companies that offer one of the fastest online credits in our country.We will introduce you to companies that offer one of the fastest online credits in our country.We will introduce you to companies that offer one of the fastest online credits in our country.



  • Transparent is express credits from a stable international company, you are always aware when and how much you owe.
  • Easy and convenient application, when you approve, you get the money within minutes of a bank account or EasyPay.
  • Responsible lending, correct services entirely in the interest of customers with perfect service and individual approach.
  • Every first loan without interest , 0 BGN fee – completely free – you get 350 BGN, you return up to 30 days – without any cost.
  • Without a guarantor, no guarantees are required.
  • There are no charges, no extra and hidden costs.
  • Requirements to get a quick credit – 19 years of age, provide the required information in the online application form and meet the minimum credit requirements.
  • Loan size from 50 to 1000 leva
  • You can extend the loan period – unlimited number of times within a calendar year, you can get a loan from the company even if you have an active loan to another company, you can take extra money to a loan already granted by Vivus, you can repay the loan if you have such an opportunity, there are reasonable and serious proposals.
  • The working hours of Vivus is, every day, seven days a week, public holidays is also available.


  • Approval for up to 7 minutes for full online loans, you get the money right in the most convenient way – by bank or cashier.
  • Money in time – affordable and easy with guaranteed security.
  • You yourself choose an amount and a repayment term of up to BGN 2,500 and returned up to 24 months.
  • 30 days grace period and 0% interest for each first loan up to $ 600 – return as much as you’ve taken. Every seventh loan is also free of cost, returned for 15 days.
  • Minimum documents – only ID card, one of the easiest and fastest online loans in Bulgaria.
  • Sending a credit application is completely free and does not bind you to a contract.
  • 7 days a week , weekends and public holidays throughout the country.
  • You can extend the loan term, you can refinance it.


  • 24/7 work for fastest on-line credits provided in a simple and simple procedure.
  • Approve up to 5 – 10 minutes and you will receive the money immediately, amounting from 50 to 3,000 BGN and repayment term from 5 days to 12 months.
  • Facilitation conditions – Citizens permanently living in the country aged 19 to 70 with income and clean credit history.
  • Flexible terms – there is a grace period you can take advantage of, you can repay the loan, you can extend the term by 7, 15 or 30 days.
  • Every first loan of up to 700 BGN returned once for 15 days is completely free, you return as much as you have taken.


  • Money loaded with luck in lightning approval up to 6 minutes, size from 50 to 2000 lv, and innovative model of work.
  • Loans without proof of income.
  • Socially responsible credits with an equal chance for all applicants.
  • Crediting requirements – 18 years and a valid ID card.
  • There are no fees for applying and absorbing credits.
  • Interest is only for the period of use of the loan.
  • Mutual trust, high level of service and maximum efficiency.


  • Money on the same day to BGN 700 and a repayment term of up to 45 days.
  • Fast loan without employment contract and without proof of income – for unemployed, women on maternity leave, students, pensioners.
  • Online application, immediate approval of the application and the money are in your bank account or in a cashier in EasyPay.
  • There are no application fees.
  • Loan without guarantor.


  • For all cases, money to minutes from a leading company, a leader in the credit market.
  • Loans amount from 50 to 1 500 BGN
  • Extremely favorable – every first loan up to 1 500 BGN returned for one month is 0% interest, with 0 BGN fee, you owe as much as you have taken.
  • No fees, no commissions, no unexpected costs.
  • No collateral is required, you do not look for guarantors or guarantees.
  • Allowance conditions – be at least 18 years of age, have permanent income, be insured, your monthly income is greater than the amount of the loan, and have a clean credit record.


  • Convenient credits when answering the request in minutes without getting off the computer, without office visits and paper contract, you get the money in no time at a bank account, ATM or cashier at EasyPay.
  • Amount of loans from 50 to 1 500 BGN and repayment term up to 12 months.
  • Requirement to grant credits – age between 18 and 65 and good credit history.
  • Without unnecessary documents, you yourself choose a size and repayment term – one of the most expressive and fastest online loans across the country.
  • You may receive an additional amount to a credit already granted.
  • Every first credit up to 500 BGN – with 0 BGN interest, returned up to 30 days.


  • Help with a difficult financial moment when applying online.
  • Approval for up to 15 minutes, amount of fast loans from 100 to 1 500 BGN, repayment term up to 9 months.
  • You receive money by bank, cash or courier.
  • There are no application and credit fees.
  • No guarantors are required, a bank guarantee required 3 days after the signing of the credit agreement.
  • Application conditions – 21 years of age.
  • Working hours – weekdays, weekends and public holidays – offers one of the most urgent and fastest online loans.


  • First class service, integrity and engagement.
  • Approval of up to 20 minutes for credits ranging from BGN 200 to 1,500 and a repayment term of 3 to 12 months.
  • Apply online, only against identity card, choose the type of credit, enter the necessary information and confirm, sign the credit agreement in the form of an electronic document and you get the money you need within minutes in a comfortable Cashier for you.
  • You receive full advance interest information.
  • Fast credit without guarantor .
  • There are no hidden fees and commissions.
  • Conditions for release – at the age of 18, paid contributions for the past 12 months, fixed monthly earnings and a net credit record.
  • If you have difficulty paying, you can refinance your credit.


  • Personal Data Administrator, registered in the Central Credit Register of the Bulgarian National Bank, a 100% Bulgarian company.
  • Diverse and numerous credit products, approval up to 20 minutes, size from 100 to 3,000 leva – – one of the most urgent and fastest online loans throughout the country.
  • Successful and result credits with fixed repayment installments, weekly and monthly.
  • From a team of specialists focused on people open to new ideas, you get free financial advice.
  • For each payment you make, you receive a notification SMS.
  • You can always be informed about the actual status of your credit.
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Loans For Unemployed: Fast Money On A Loan Online Without A Contract Thu, 17 Jan 2019 03:57:48 +0000

More and more people in our country are looking for money on loan and quick loans for unemployed online . All of us, regardless of our social background, have urgent needs, important needs and unmet interests. We fall into situations where we need urgent quick money on a loan, but we do not meet the requirements of financial companies to give us a quick credit. Especially in a situation where we are out of work and have no permanent income.

No one will wait for us to start work or get an expected income to get back the loan. The most serious condition to get credit is to have a job and receive regular income. Few companies grant fast loans for unemployed and credit without a labor contract .

If we are out of work, our chances of credit are negligible, or if some financial companies give us, the terms of delivery will be captive – very high interest rates , serious collateral, mortgage on real estate, eligible guarantors, promissory notes and more.

On the credit market in our country there are financial companies that offer offers for loans for unemployed. We will look at the most popular loans for unemployed people in Bulgaria.

On the credit market in our country there are financial companies that offer offers for loans for unemployed. We will look at the most popular loans for unemployed people in Bulgaria.



FREEDY OEM – granted by a financial company known on the Bulgarian market – “Cresco Group” – registered in Prague, Czech Republic. The company has established relationships with financial institutions in our country.

The provision of credit, its movement and service has long been on the market.

  • Emergency loan money for unemployed on the same day without collateral. Fast credit also for retired persons, persons on maternity leave, self-employed.
  • Loan unlimited, no proof of income is required, you may not have a job, you may not have declared income, the loan is for Bulgarian citizens.
  • Up to 700 BGN , recovery time up to 45 days.
  • Way of applying – online , on the territory of the whole country.
  • There are no application fees.
  • Simplified, Simplified and Fast Procedure – fill in an online application that is processed immediately and, after approval, you will receive the money immediately on your bank account or cashier in EasyPay according to your preferences.
  • Credit without guarantor , no promissory note signed, no mortgage to set up property.
  • You choose the amount of money depending on your needs, make calculations with the electronic calculator to be aware in advance of the full amount of return, you judge yourself by how long you can return the money according to your financial possibilities.


CASH CREDIT is a high-tech, non-banking, international financial company with a well-established credit market reputation and authority that applies an innovative model of work, develops and implements new and modern tools and methods.

A socially responsible company here all has equal chances to get credit. They offer affordable services, discounts and loyalty bonuses. A licensed company entered in the Central Register of the BNB and a personal data administrator according to the Personal Data Protection Act.

Loans are available at the right time, with guaranteed relationship stability and mutual trust by a company with international recognition.

  • Quick loans for unemployed only against identity card. Loans for all – students, retirees, on maternity leave.
  • Ways to apply for credit online – by sending a CMC, vaiber, to a company office, you can apply for an unlimited number of times, the chance to get approval for a re-application is greater if it is five months since the last application.
  • Approval for up to 6 minutes – a fully automated process and an individual offer for every borrower.
  • The amount of the loans from 100 to 2 000 levs, the money you receive from the office of the company or in a bank account, once, at the moment.
  • Conditions for granting credits – Bulgarian citizens, who are over 18 years of age.
  • In 5 days, you must get guarantors / work on an open-ended employment contract and receive a minimum gross monthly remuneration of not less than $ 1,500 or a bank guarantee from an approved bank. If you do not have the opportunity, your company provides a guarantee with a company guarantor. The loan guarantee is deferred in equal installments, together with the monthly repayment installment.
  • Cash per day: from 100 to 399 BGN, repayment term up to 30 days.
  • Cash Loan – Credit Line: from 200 to 2,000 BGN and repayment term from 1 to 18 months.
  • There are no fees for applying for and absorbing money, you are entitled to early repayment.
  • Fixed interest is charged only for the period of use of the money depends on the amount of money allocated and the time for their return. Participation in the loyal program “Cash Club” allows for discounts.
  • Loans are granted directly, there is no agency network, no unnecessary costs and commissions.
  • Repayment – fast online loans in monthly installments , with a clear and fixed repayment schedule.
  • Ways to return the money – to a bank account, to the office of the company, to Lafka, to the Cash Terminal, to the cashier in Eisipay.
  • In case of problems and difficulties with payments, contact a specialist if you are late paying statutory interest for a delay if you do not pay will worsen your credit history and reduce your chances of future crediting.
  • Each client can refinance their credit if they have repaid over 70% of their current loan.
  • There is a free phone to contact the company’s specialists for advice or answer to your question, timely notification of the JMC for upcoming payments, you are always aware of the movement of the loan.

Attention: Before withdrawing any credit, read carefully the terms of the contract, and always inform yourself in advance about the amount of interest, the amount of the final amount you have to repay and the fees. Be careful and read the fine print. Ask about anything you do not understand in the contract. Fast loans for unemployed are difficult, but watch out for the urgency and urgency of borrowing money to make mistakes that then cost you more money.

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